Danakini

Danakini is a fintech peer-to-peer lending platform published by PT Dana Kini Indonesia. Danakini guarantees your security because Danakini was licensed and supervised by the Financial Services Authority (OJK) (KEP-46 / D.05 / 2020) and is a part of the Indonesian Joint Funding Fintech Association (AFPI).

CREDIT LIMIT FEATURE

Supported by the credit limit feature, Danakini helps customers to fulfill their needs. After having the limit,customers can use the limit for cash loans or installments for purchasing goods easily and quickly.

• Credit Limit: Min. IDR 2 million & Max. IDR 30 million

• Document Requirements: Salary slip/bank account record

• Terms of use: 40% for cash loans or 100% for installment in purchasing goods

DANAKINI PRODUCTS

1. Cash Loan - kiniTunai

Cash loan products for customers who already have a limit.

• Loan amount: Min.IDR 1 million & Max. IDR 8 million

• Tenor: 3 & 6 months

• Monthly flat interest rate: 2.25% for 3 month tenor & 2.5% for 6 month tenor (maximum APR 30%)

• Admin fee: 5% or min. 50 K

Example of credit simulation:

Loan amount: IDR 1 million, Tenor: 3 months

Disbursement amount: IDR 950,000 (deducted by 5% admin fee or min. 50 K).

Monthly installment: IDR 355,833, total paid IDR 1,067,500 {IDR 1,000,000 (loan principal) + IDR 67,500 (Interest rate 2.25% flat per month). APR 27%.

2. Danakini Paylater- kiniBayar

Instant Installment products to purchase goods at Danakini's merchants, valid for Danakini customers who already have a credit limit. Simply scan the qr code then pay.

• Loan value: Min. IDR 200k & Max. IDR 30 million

• Tenor: 3-12 months

• Monthly Interest rate: starting from 2.25% - 2.75% flat per month (Maximum APR 33%)

Example of credit simulation:

Total price: IDR 1 million, tenor: 3 month

Monthly installment: IDR 355,833, total paid: IDR 1,067,500 {IDR 1,000,000 (Loan Principal) + IDR 67,500 (Interest rate 2.25% flat per month)}. APR 27%

3. Cash Loans For Employees - kiniFlexi

Cash loan products for employees of registered companies.

• Loan Amount: Min.IDR 3 million & max. IDR 100 million

• Tenor: 3-24 months

• Monthly interest rate: 1% flat per month for 1-12 months tenor & 1.25% flat per month for 13-24 month tenor (Maximum APR 15%)

• Admin fee: from 100K

Example of credit simulation:

Loan amount: IDR 3 million, tenor: 12 months

Disbursement amount: IDR 2,900,000 (deducted by admin fee IDR 100 K).

Monthly installment: IDR 280,000 & total paid: IDR 3,280,000 {IDR 3,000,000 (loan principal) + IDR 280,000 (Interest rate 1% flat per month). APR 12%.

4. Installments without a credit card - kiniCintaku

Credit card replacement product for installments to purchase goods at Danakini merchants

• Loan amount: Min. IDR 1 M & Max.IDR 100 million

• Tenor: 6-24 months

• Monthly interest: from 1.99%-2.99% flat per month depend on products (Maximum APR 35.88%)

• Down Payment: 10% of the item price

• Admin fee: IDR 188.000

Example of credit simulation:

Product: Furniture, total price: IDR 10 million, tenor: 6 months

Monthly installment: IDR 1,679,100 & total paid: IDR 11,262,600 {IDR 1,000,000,- (DP 10%) + IDR 9,000,000 (Loan Principal) + IDR 1,074,600 (Interest rate 1.99% flat per month) ) + Admin Fee IDR 188.000}. Down Payment 10% + Admin fee paid in advance. APR 23.88%

Why Danakini?

✔ EASY TERMS

✔ LOW INTEREST RATE

✔ SAFE

✔ INSTANT APPROVAL

✔ VARIOUS INSTALLMENT PAYMENT CHANNEL

The requirements to submit a cash loan/installments at Danakini

• The minimum age of the applicant is 21 years and a maximum of 63 years at the time of submission

• Indonesian citizen and has an ID Card (KTP)

• Minimum income is IDR 3 million per month

More information:

WA Business: +62895-2000-0328

Email : support@danakini.co.id

Telepon: 021 -50880203

Official Address:

Gedung Kawan Lama, Jl. Puri Kencana No.1 , Kembangan Selatan, Jakarta 11610 - Indonesia